Regardless of where you operate your business in the U.S., you probably need to have some form of workers compensation insurance if you have any employees. The laws governing workers compensation vary from state to state, so it’s important to work with an insurance company that understands the laws governing your locality. The friendly insurance professionals at Davidson & Associates Insurance work directly with several businesses in Washington and Oregon, and we’ll be happy to assist you with workers compensation coverage.

The Details

Workers compensation insurance is a type of no-fault insurance coverage that helps to protect employees and companies in the event of an on-the-job injury. This coverage pays for medical expenses related to workplace injuries and may also compensate injured workers for lost time on the job. Workers compensation packages available in your area may also include on-the-job safety training and other educational materials that promote a safe, inviting workplace.

Washington Workers Compensation

Workers compensation insurance in the state of Washington is managed by the state government. Although you will need to open an account with the state’s Department of Labor and Industries in order to obtain the legally required amount of workers compensation coverage, you may also benefit from a consultation with a risk-management expert from Davidson & Associates Insurance. We can help you determine if your company carries sufficient employment liability coverage and also assist you in creating and implementing a risk-management plan.

Oregon Workers Compensation

In the state of Oregon, workers compensation insurance must be carried by nearly all employers. In Oregon, this insurance product can be purchased through an independent insurance agency such as Davidson & Associates Insurance. This coverage helps employers watch out for the safety and well-being of employees. With a workers compensation package, we can help you find solutions for a safer, more productive workplace. Available packages may include

• Physician consulting services
• Medical disability case managers
• Utilization management nurses
• Vocational rehabilitation consultations
• Legal staff
• Managed prescription drug programs
• Contracts with medical network providers
• Innovative payment systems

Davidson & Associates Insurance specializes in providing workers compensation packages and employer liability coverage to businesses in Vancouver and Portland. Contact us today to learn more.