Protection for You and Others When You Hit the Water

With so many gorgeous waterways in the Vancouver area, it’s no wonder many of our clients have boats. We always advise them to make sure their watercraft has the proper insurance protection before embarking on any trips. The right insurance policy not only covers you and your boat – it also protects other boaters sharing the water with you.

Tailoring a Boat Insurance Policy for Your Needs

At Davidson & Associates Insurance, we are staffed with independent agents who know how to find just the right insurance policy for the way you use your boat, whether you prefer to take it to one of Washington’s beautiful lakes, out on the Columbia River, or to the Pacific coast.

There are four main elements we want to make sure are addressed first:

• Agreed value coverage – this is what we consider the value of your boat in the event of a claim
• Navigational area – where you plan to use your boat
• Deductible – a small amount paid out of your own pocket when you file a claim
• Liability coverage – this can cover injuries to you, your passengers, and other boaters

There is other insurance available to you as well, such as:

• Physical damage to the boat, attached equipment, and your trailer
• Unattached equipment, like oars and lifesaving gear
• Personal belongings, including clothing, mobile devices, and sporting goods
• Fuel spill liability and wreckage removal to provide cleanup after any accidents
• Emergency assistance, which is similar to roadside assistance for your car and offers services like towing, gas, or a replacement battery

Personalized Service for All Your Insurance Needs

Most folks only think about property insurance for their boats, but we want to make sure you’re covered for liability and other scenarios, too. You will enjoy the personalized service our agents offer, and be sure to ask about bundling your boat insurance with your other insurance coverage, such as your auto or homeowner’s policy.

Give us a call at 360-514-9550 today before you hit the water with your boat, and make sure you have the protection you need. Or simply get in touch online, and we’ll be happy to get a quote started for you.